If you’ve been involved in any type of vehicle accident, and you believe you’re being blamed unfairly (and wrongly) for causing the accident, you may be able to still dispute liability and ensure your car accident claim is resolved fairly. Read on to learn more about disputing liability when you are found at-fault in a car accident.
Car Accident Cases May Not Always Depend On Fault
Fault or liability may not be a key issue in every kind of car accident claim. In no-fault car insurance states (such as Florida), determining fault may not be relevant to most car accident injury claims. This is due to the fact that no-fault schemes establish that a policyholder will first (and in most cases exclusively) collect compensation for their losses from his or her own insurer, and only in certain situations does fault come into play. For the claimant to go outside of no-fault policies and directly make a liability claim against the driver found at-fault, the claimant’s injuries must be over a certain threshold.
If you’re in a car accident in a no-fault state like Florida, and the other driver wants to establish that you’re at fault for the accident, you may not need to worry about anything. However, remember that since no-fault car insurance almost never applies to vehicle damage claims, fault for the accident if you’re making a claim for damage to your car or truck will probably be a relevant factor in establishing whose insurance will be responsible for your losses.
Disputing Fault In A Car Accident
If you’re involved in a car crash and are found at-fault in a no-fault state or are in a situation where you would like to dispute fault, you should notify the insurance company immediately and dispute their finding of fault. If the insurance company determines fault based on you receiving a traffic violation connected with the accident, or if the insurer made a decision based on the accident’s police report, you should fight the ticket or try to contact the investigating officers. Voicing your disagreement often leads to further investigation that could revise findings, and at the very least creates a record of your disagreement that could help your claim later on.
There may be internal policies regarding disputed fault investigations for certain insurance companies, and you may need to present your side of the story or give a statement. It’s essential to know your rights in situations where you’re disputing a claim, since you don’t want to hinder your ability to recover compensation if your claim turns into a lawsuit. It’s always advisable to have an experienced car accident attorney on your side so you can make informed decisions on your next steps.
Contact Us Today
It’s important to take informed and immediate action at the scene of a car accident, especially if you are deemed liable. Insurance companies will take your claim much more seriously if you have a lawyer on your side, and an experienced car accident attorney can help you navigate your claim dispute and protect your legal rights. Call Mantia Law Firm for an appointment today.